This blog/website is made available for educational purposes as well as to give you general information and a general understanding of the law, not to provide legal advice about specific situations or problems. By using this blog/website, you understand that there is no attorney-client relationship or express or implied contract between you and the blog/website author or publisher. The blog/website should not be used as a substitute for competent legal advice from a licensed professional attorney in your state. In addition, the views expressed herein are not necessarily the views of Smith Moore Leatherwood LLP or any of its affiliated or subsidiary companies.